Self Directed Personal Pension Plan

This type of plan allows the client a tailored investment strategy not available through a traditional personal pension plan. The client is afforded more flexibility relating to where the monies are invested and directs the Life Company accordingly.

You are allowed to invest in property, shares, bonds and deposits. A Stockbroker may be employed to manage a share portfolio for example and property can be purchased by the Life Company as an asset of your overall pension assets.

The key factor here is the level of control you wish to have over the type and asset mix in your pension fund. You need to be continually and actively involved in the management of the fund.