Serious Illness Cover
In the event of you being diagnosed with a specified serious illness a guaranteed lump sum is paid from your life cover amount. For example if you have life cover of €100,000 and accelerated serious illness cover of €50,000, in the event of a serious illness being diagnosed a sum of €50,000 will be paid out leaving you with life cover of €50,000.
Stand Alone Cover
With Stand Alone Cover the amount of cover is separate to your Life cover and in the event of a claim the amount paid out will not impact on your ongoing life cover amount. Stand alone and accelerated serious illness cover is also available as a separate policy or as part of a term or mortgage protection plan.